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Table 6 Logistic regression model for perceived barriers to switching health insurer (N = 9880)

From: Regulated competition in health care: Switching and barriers to switching in the Dutch health insurance system

  Could not be bothered Impossible for me to change Afraid they will not accept me Fear getting into (administrative) problems
  Odds Ratio p-value Odds Ratio p-value Odds Ratio p-value Odds Ratio p-value
Age         
   18-44 reference   reference   reference   reference  
   45-64 0.75 0.001 1.25 0.205 1.29 0.045 .93 0.591
   ≥ 65 0.67 0.000 1.14 0.460 0.74 0.030 .86 0.284
Sex         
   Male reference   reference   reference   reference  
   Female 1.08 0.228 .94 0.534 0.82 0.017 .91 0.301
Education         
   Lower reference   reference   reference   reference  
   Intermediate 1.39 0.000 .89 0.288 1.20 0.050 1.14 0.172
   Higher 2.21 0.000 .88 0.361 1.29 0.032 1.29 0.033
Self-perceived health status         
   Bad 1.21 0.042 4.57 0.000 5.47 0.000 2.54 0.000
   Good 1.10 0.255 1.91 0.003 2.12 0.000 1.54 0.002
   Very good reference   reference   reference   reference  
Group         
   Dutch Health Care Consumer Panel 0.91 0.159 0.49 0.000 0.51 0.000 0.68 0.000
   Chronicall-y ill and Disabled reference   reference   reference   reference  
Year         
   2007 Reference   Reference   Reference   reference  
   2008 1.02 0.611 1.16 0.068 1.24 0.000 0.87 0.025