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Table 3 Individual characteristics of respondents (female respondents ≥15 yrs) n = 1,934

From: Understanding CBHI hospitalisation patterns: a comparison of insured and uninsured women in Gujarat, India

  Rural   Urban  
Respondent characteristics Uninsured n = 560 Insured n = 558 p value Uninsured n = 420 Insured n = 396 p value
  n % n %   n % n %  
Age group           
Age 15-24 102 17.3 48 8 <0.001 63 14.7 31 8.5 <0.01
Age 25-34 215 38.7 200 35.8   153 33.7 99 24.3  
Age 35-44 166 28.5 208 37.3   117 27.7 152 38.4  
Age 45-54 60 11.9 83 14.6   64 14.8 85 21.7  
Age 55+ 17 3.6 19 4.3   23 9.0 29 7.0  
Education           
Never studied 308 51.5 353 62.7 0.02 202 43 184 44.3 0.79
Primary (1–5) 99 18.3 92 18.2   82 18.3 76 20.6  
Secondary+ 153 30.2 113 19.1   136 38.6 136 35.2  
Marital status           
Married 530 94.4 495 88.2 <0.01 366 86 311 79.5 0.03
Unmarried/divorced 5 0.8 1 0.3   16 4.2 19 4.6  
Widowed 25 4.8 62 11.5   38 9.8 66 15.8  
Primary occupation           
Agriculture/Livestock 384 64.4 416 75.9 0.15 11 1.7 8 1.7 0.001
Self-employed/service 71 14.7 74 13.6   201 52.1 255 68.5  
Salaried worker 11 2.4 4 0.7   8 1.8 26 5  
Unemployed 94 18.5 64 9.8   200 44.5 107 24.8  
Reported 30 day morbidity           
No 508 89.6 477 85.6   347 83.6 310 79.6  
Yes 52 10.4 81 14.4 0.17 73 16.4 86 20.4 0.36
Own health perception           
Poor 10 1.6 12 2.3 <0.01 11 3.1 8 2.4 0.04
Average 413 71.3 434 77.2   264 62.8 288 71.2  
Very good 137 27.1 112 20.5   145 34.1 100 26.5