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Table 8 Association of insurance coverage with hospitalisation (n = 1,934)

From: Understanding CBHI hospitalisation patterns: a comparison of insured and uninsured women in Gujarat, India

Adult women ≥15 yrs n = 1,934 Adjusted OR 95% CI p value
LB UB
Insurance status      0.001
Uninsured 980 (b)    
Insured 954 2.7 1.6 4.7  
Age      
Age 15-24 244 (b)    0.62
Age 25-34 667 1.4 0.4 5.3  
Age 35-44 643 1.2 0.4 3.6  
Age 45-54 292 0.6 0.1 2.8  
Age 55+ 88 0.4 0.1 2.4  
Education      
Not educated 1047 (b)    0.60
Primary 349 0.6 0.2 1.9  
Secondary 538 1.0 0.5 2.1  
Marital status      
Married 1,702 (b)    0.31
Unmarried/Divorced 41 2.0 0.4 10.8  
Widowed 191 0.4 0.1 1.7  
Occupation      
Self-employed 615 (b)    0.11
Agriculture 805 0.5 0.2 1.3  
Salaried 49 0.3 0.1 1.0  
Unemployed 465 0.4 0.1 1.1  
Mean annual income(INR)   (b)    
0-60,000 853     0.72
60,001-120,000 829 0.9 0.4 1.8  
120,001-180,000 158 1.8 0.5 7.2  
180,000+ 94 0.8 0.2 3.0  
Reported 30 day morbidity      
No 1,642 (b)    0.30
Yes 292 0.6 0.2 1.6  
Own health      
Poor 41 (b)    
Average 1,399 2.1 0.3 13.9 0.54
Very good 494 1.4 0.2 9.7