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Table 3 Respondents' level of agreement on statements about TCHP and CHI (N = 135)

From: A quantitative study on factors influencing enrolment of dairy farmers in a community health insurance scheme

Statement Enrolled in n (%) n = 17 Non-enrolled in n (%) n = 118
Disagree Undecided Agree Disagree Undecided Agree
1. I know what TCHP is. 0 0 17 (100) 27 (23) 7 (6) 84 (71)
2. I understand how TCHP works. 0 3 (18) 14 (82) 48 (41) 7 (6) 63 (53)
3. I know what is included in the benefit package of TCHP. 1 (6) 1 (6) 15 (88) 39 (33) 21 (18) 57 (48)
4. The benefit package of TCHP is satisfactory. 0 2 (12) 15 (88) 29 (24) 32 (27) 57 (49)
5. TCHP is affordable. 3 (18) 0 14 (82) 47 (40) 28 (24) 43 (36)
6. Paying premium via milk is an attractive payment method. 2 (12) 1 (6) 14 (82) 13 (11) 15 (13) 90 (76)
7. TCHP is well promoted in the community. 2 (12) 1 (6) 14 (82) 18 (16) 21 (18) 99 (66)
8. People talk positively about TCHP. 1 (6) 6 (35) 10 (59) 8 (7) 26 (22) 84 (71)
9. I know how TCHP is set up and managed. 3 (18) 1 (6) 13 (76) 44 (37) 33 (28) 41 (35)
10. I trust the TCHP management. 1 (6) 3 (18) 13 (76) 20 (17) 41 (35) 57 (48)
11. Health insurance helps people to prevent financial disaster. 1 (6) 1 (6) 15 (88) 2 (2) 4 (3) 112 (95)
12. Health insurance is useful for my family. 0 1 (6) 16 (94) 1 (1) 7 (6) 109 (93)
13. I don’t mind contributing money to a healthcare plan and not benefit from it while others do. 2 (12) 0 15 (88) 15 (13) 14 (12) 88 (75)
14. In the last 12 months my household had to pay a lot of money for healthcare and medication. 13 (76) 0 4 (24) 59 (50) 2 (2) 57 (48)
15. I would rather wait and see whether TCHP is a good plan before I enrol. 13 (82) 2 (12) 1 (6) 30 (26) 24 (21) 63 (53)
16. If I become really sick, the community will do a “harambee”, so I don’t need a health insurance. 13 (76) 2 (12) 2 (12) 96 (83) 8 (7) 12 (10)