You are viewing the site in preview mode

Skip to main content

Advertisement

Table 4 Bivariate Analysis of Health Insurance, Independent Variables by Regional and Rural/Urban

From: Differences in the determinants of health insurance enrolment among working-age adults in two regions in Ghana

   Total Sample (N = 4214) Urban (N = 2171) Rural (N = 2043)
   GAR (N = 2171) WR (N = 2043) p-value GAR (N = 1407) WR (N = 764) P-value GAR (N = 780) WR (N = 1263) P-value
Enrolment in Health Insurance
 Uninsured (%) 56.51 43.49 0.000*** 68.92 31.08 0.004** 43.04 56.96 0.019*
 Insured (%) 45.35 54.65   58.82 41.18   31.47 68.53  
Type of Health Insurance
 Other Health Insurance (%) 60.18 39.82 0.032* 81.03 18.97 0.024* 38.18 61.82 0.429
 NHIS (%) 44.32 55.68   57.26 42,74   31.01 68.99  
Average Age 38.79 36.59 0.002** 39.26 37.43 0.078 27.97 36.09 0.051*
Sex
 Females (%) 52.23 47.77 0.601 64.91 35.09 0.892 38.87 61.13 0.446
 Males (%) 51.47 48.53   64.68 35.32   37.27 62.73  
Marital Status
 Never Married (%) 55.63 44.37 0.034* 67.62 32.38 0.319 41.09 58.91 0.366
 Married (%) 49.31 50.69   62.56 37.44   36.77 63.23  
 Divorced (%) 52.16 47.83   65.18 34.82   36.84 63.16  
Religion
 Other Religion (%) 52.51 47.49 0.889 70.73 27.27 0.260 36.48 63.52 0.786
 Christian (%) 51.83 48.17   64.81 35.19   38.40 61.60  
Average Household Size 4.4 4.6 0.252 4.3 4.4 0.655 4.5 4.7 0.519
Educational Level
 No Education (%) 40.73 59.27 0.009** 46.76 53.24 0.006** 37.12 62.88 0.408
 Basic Education (%) 50.64 49.36   62.61 37.39   40.10 59.90  
 Secondary Educ. and above (%) 58.28 41.72   71.44 28.56   34.56 65.44  
Employment          
 Unemployed (%) 54.79 45.21 0.122 67.45 32.55 0.263 38.65 61.35 0.857
 Employed (%) 50.63 49.37   63.50 36.50   38.00 62.00  
Health Status
 Bad Health (%) 56.72 43.28 0.324 82.18 17.82 0.005** 31.00 69.00 0.493
 Fair Health (%) 55.89 44.11   73.56 26.44   39.79 60.21  
 Good Health (%) 51.23 48.77   63.08 36.92   38.41 61.59  
Wealth Status
 Poorest (%) 37.03 62.97 0.000*** 47.81 52.19 0.005** 31.49 68.51 0.482
 Poor (%) 48.34 51.66   61.04 38.96   37.88 62.12  
 Average (%) 51.68 48.32   61.86 38.14   39.95 60.05  
 Rich (%) 53.69 46.31   62.76 37.24   41.46 58.54  
 Richest (%) 63.81 36.19   77.35 22.65   41.86 58.14  
Ownership of Facility
 Private (%) 50.60 49.4 0.869 58.22 41.78 0.696 47.77 52.23 0.204
 Public (%) 52.74 47.26   66.53 33.47   24.19 75.81  
Average Time to Health Facility 11.23 13.75 0.106 10.46 16.68 0.018* 12.63 11.92 0.761
  1. Source: COHEiSION Project Baseline Survey of 2012. For continuous variables, means are reported and significant test is based on t-test whiles for categorical variables percentages are reported and significant test is based on Chi-square test.; Note; * p < 0.05; ** p < 0.01; ***p < 0.001