You are viewing the site in preview mode

Skip to main content

Advertisement

Table 2 Changes to lowest-cost silver plan features: “Choice to Stay” vs. “Choice to Switch”

From: Three years in – changing plan features in the U.S. health insurance marketplace

  2014–2015 N = 1350 (53.7%) 2015–2016 N = 1712 (68.2%) 2014–2016 N = 1795 (71.5%)
Choice to Stay Choice to Switch Choice to Stay Choice to Switch Choice to Stay Choice to Switch
Premiums
 Avg. Year-Over-Year Change (%) 7.1% −1.5% 19.9% 10.7% 27.4% 13.5%
 Avg. Year-Over-Year Change ($) $42.31 -$9.18 $118.09 $63.08 $156.37 $77.08
 Counties with Premium Increase (%) 87.2% 49.9% 97.0% 81.5% 95.3% 82.0%
 Counties with Premium Decrease (%) 12.8% 50.1% 3.0% 18.5% 4.7% 18.0%
Medical Deductible
 Avg. Year-Over-Year Change ($) $52.52 -$42.52 -$515.01 $369.93 -$541.67 $347.21
 Avg. Year-Over-Year Change (%) 1.6% −1.3% −14.3% 10.3% −15.1% 9.7%
Issuer/Plan Type
 Counties with No Change (%) 99.1% 25.1% 88.3% 36.8% 36.2% 5.1%