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Table 4 Changes to lowest-cost bronze plan features: “Stay Only” and “Switch Only”

From: Three years in – changing plan features in the U.S. health insurance marketplace

  2014–2015 2015–2016 2014–2016
Stay Only N = 1100 (43.8%) N = 784 (31.2%) N = 300 (11.9%)
Premiums
 Avg. Year-Over-Year Change (%) 9.4% 16.5% 26.4%
 Counties with Premium Increase (%) 89.5% 98.5% 92.7%
 Counties with Premium Decrease (%) 10.5% 1.5% 7.3%
Medical Deductible
 Avg. Year-Over-Year Change ($) -$25.14 $178.64 $197.83
 Avg. Year-Over-Year Change (%) −0.4% 3.4% 3.5%
Issuer/Plan Type
 Counties with No Change (%) 99.2% 82.3%†† 39.7%
  2014-2015 2015–2016 2014–2016
Switch Only N = 136 (5.4%) N = 126 (5.0%) N = 334 (13.3%)
Premiums
 Avg. Year-Over-Year Change (%) 21.2% 23.1% 30.5%
 Counties with Premium Increase (%) 95.6% 100.0% 100.0%
 Counties with Premium Decrease (%) 4.4% 0.0% 0.0%
Medical Deductible
 Avg. Year-Over-Year Change ($) $1408.46 $361.90 $665.42
 Avg. Year-Over-Year Change (%) 31.5% 10.0% 15.9%
Issuer/Plan Type
 Counties with No Change (%) 1.5% 0.0% 0.01%
  1. For those who stay in the 2014 plan, the % of counties that did not retain the same issuer and plan type is due to HealthSpan Integrated Care taking over coverage from Kaiser Foundation Health Plan of Ohio in seven Ohio counties
  2. ††For those who stay in the 2015 plan, the % of counties that did not retain the same issuer and plan type is due to Aetna Health Inc. acquiring Coventry Health Care Inc. in counties in Iowa (99), North Carolina (24), South Carolina (1) and Georgia (21). Members did not experience significant changes in care, and all provider locations remained open after the change. The issuer and plan type serve as a proxy for provider network