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Table 5 Changes to lowest-cost bronze plan features: “Choice to Stay” vs. “Choice to Switch”

From: Three years in – changing plan features in the U.S. health insurance marketplace

  2014–2015 N = 1275 (50.8%) 2015–2016 N = 1602 (63.8%) 2014–2016 N = 1877 (74.8%)
Choice to Stay Choice to Switch Choice to Stay Choice to Switch Choice to Stay Choice to Switch
Premiums
 Avg. Year-Over-Year Change (%) 9.3% −0.2% 23.7% 15.5% 33.5% 20.3%
 Counties with Premium Increase (%) 90.7% 55.5% 99.4% 90.3% 97.2% 85.9%
 Counties with Premium Decrease (%) 9.3% 44.5% 0.6% 9.7% 2.8% 14.1%
Medical Deductible
 Avg. Year-Over-Year Change ($) -$0.98 $353.49 $163.62 $213.05 $132.01 $457.88
 Avg. Year-Over-Year Change (%) 0.1% 8.6% 3.4% 6.2% 2.9% 11.3%
Issuer/Plan Type
 Counties with No Change (%) 98.7% 20.0% 95.3% 44.4% 32.9% 11.9%